Insurance and Payment  

Insurance 
If you choose to use your insurance for payment for mental health services Create Wellness Center for Child and Family Therapy is an in-network provider for most insurance companies including the following companies: 

• Blue Cross Blue Shield
• United Behavioral Health 
• UCare 
• Medica 
• Optum
• BIND
• UMR
• Minnesota Medical Assistance / PMAP​

Each insurance plan is unique and your insurance company can answer questions about if services are fully covered, if there is a co-pay or payment towards a deductible needed, restrictions on number of sessions allowed per year, or if a referral is needed for the service. Upon getting set up with services Create Wellness will verify that your plan is in-network with Create Wellness. You can also call your insurance company directly to be clear about your specific plan’s mental health benefits.

If you do not see your insurance plan above (e.g. Tricare) we may still be able to provide services that are covered "out of network" by your insurance provider. 

Private Pay 

Private pay for therapy sessions is an excellent option for those who want their information to be completely private and not available to their insurance company (within the bounds of confidentiality) and do not want their therapy to be influenced by their insurance company.  Our private pay therapy rates are as follows: 

Individual therapy (45-50 minutes): $130
Individual therapy (60 minutes): $150
Family therapy w/o client (generally parent-only sessions, 35-50 minutes): $150
Family therapy w/ client (35-50 minutes): $150
Diagnostic assessment (50-60 minutes): $200
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If you do not have insurance or are using private pay instead of your insurance you have a right to receive a  Good Faith Estimate . 

Payment  

At Create Wellness we may payments easy! We use autopayment, which means we will take your credit card or debit card information during our intake process.  After we bill insurance (if you are using your insurance) and your insurance determines your responsibility (typically with 1-6 weeks after billing) your card on file is charged for the amount you owe.  With autopayment there is never a balance or credit on your account, you won't have to remember to send in a check and you will never have to use up valuable session time figuring out payment for therapy.  Simple and easy!

For Private Pay sessions or co-pays you are more than welcome to pay on the day of service.